Agricultural Finance

Providing Agricultural Finance in Toowoomba

Financing for Your Farming Needs

At Brown & Co Finance, we understand that agricultural clients require flexible and tailored financial solutions to ensure their enterprises thrive. Whether you require financing for the smooth operation of daily activities or strategic expansions and upgrades, we will spare no effort to accommodate you. When it comes to agricultural finance in Toowoomba and surrounds, we are the clear choice.


We offer a range of loan types, including equipment and asset finance, real estate, working capital, and livestock finance solutions. Our team will tailor solutions to assist you with daily operational costs, updating machinery, and expanding property holdings. Our services extend beyond mere financing; we assist in developing robust risk management plans to address potential financial vulnerabilities due to market fluctuations, weather conditions and regulatory changes.


Through detailed financial assessments, budgeting, and forecasting, Brown & Co Finance helps agricultural businesses optimise their financial performance and make well-informed decisions that foster long-term success. Call us at 0428 070 146. We offer financial consultations to clients in Dalby, Goondiwindi, St George, Taroom, Kingaroy, Gatton, Warwick, Miles and surrounding regions.

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A Man Wearing A Hat Is Walking Through A Corn Field — Brown & Co Finance in Toowoomba, QLD
Brown in the middle of a wheat field — Brown & Co Finance in Toowoomba, QLD

Examples of Our Agricultural Services

We provide a range of specialised financing services designed to support the unique needs and challenges of the agricultural sector. Our services are tailored to help your business thrive by enhancing productivity and ensuring sustainability.


  1. Capital Financing: We facilitate access to the necessary capital for expansion projects, equipment upgrades, and land acquisition, helping your business scale and grow.
  2. Succession Finance: We work closely with your professional advisors as a trusted partner to seamlessly finance the next generation into the business. We understand this can be a long term process and involve a gradual transfer of responsibilities over a number of years that takes careful planning and execution. Setting the business up financially during this process is key to a successful outcome for all parties.
  3. Risk Management: . We review your current debt position and help implement hedging strategies to reduce your exposure to future adverse interest rate movements.
  4. Finance Health Check:  We review your overall asset and loan positions and look at potential changes to save interest and improve the overall management and administration of your loans.  Loan pricing varies between institutions and we help you to understand “where you sit” in the market.
  5. Sustainable Farming Investments: We promote and facilitate investments in environmentally friendly technologies and sustainable farming practices to ensure the long-term viability of your agricultural operations.


Explore how our tailored agricultural financing services can help your business achieve sustainable growth and resilience. Contact Brown & Co Finance today to learn more about our solutions.

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Helping to Safeguard Your Financial Future

Our financial advisors in Toowoomba can significantly enhance the security and success of your farming enterprise. We have a deep understanding of the agricultural sector, including the unique financial and market challenges it faces.



By leveraging our knowledge, you can make informed decisions that maximise profitability and ensure long-term sustainability. Additionally, we can help navigate complex regulations and provide access to essential financial resources, securing your farming business against unpredictable economic shifts and enhancing its overall resilience.

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An Aerial View Of A Grassy Field With Trees And A Blue Sky — Brown & Co Finance in Toowoomba, QLD

Frequently Asked Questions

  • What types of loans are available for agricultural businesses?

    Agricultural loans are designed to meet the specific needs of farming enterprises and can include operating loans for daily expenses, equipment loans for purchasing or upgrading machinery, and real estate loans for acquiring additional land or improving existing properties. These loans help farmers manage seasonal cash flow variations and invest in growth opportunities.

  • How can agricultural businesses manage financial risks?

    Financial risk management in agriculture often involves strategies such as crop insurance to protect against losses due to adverse weather conditions, price hedging to mitigate market volatility, and diversification of crops and income sources. These measures are essential in stabilising income and ensuring long-term sustainability.

  • Why is it important for farmers to consider sustainability in their financing decisions?

    Sustainable farming practices not only benefit the environment but also enhance the financial viability of a farming enterprise by improving soil health, reducing dependency on chemical inputs, and increasing resilience to environmental changes. Financing decisions that incorporate sustainability can lead to cost savings, improved market positioning, and compliance with regulatory standards, securing a more profitable and sustainable future.

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